| Entidad De Financiamiento | Compromisos |
|---|---|
| Foreign Private Commercial Sources (unidentified) | 69.86 |
| Borrower/Recipient | 14.69 |
| International Bank for Reconstruction and Development | 75.12 |
Mexico Savings & Rural Finance (BANSEFI) Project - Phase II
Resumen*
The Second Savings and Rural Finance Project will assist the Government of Mexico in strengthening the Savings and Credit Institutions sector with entities which are compliant with the Popular Savings and Credit Law, financially viable, and that are operationally effective, managerially improved, technologically upgraded, and having an enhanced level of outreach and access to financial services by the underserved Mexican population. The project has... Ver Más
Objetivo de desarrollo
The objective of the Project is to assist the Borrower in strengthening the SCI sector with SCIs which are compliant with the Popular Savings and Credit Law, financially viable, operationally effective, managerially sound, technologically upgraded, and providing an enhanced level of outreach and access to financial services by the underserved Mexican populations.
Llave Detalles
Proyecto Detalles
P087152
Closed
Pierre Colleye
N/A
6 de enero de 2004
(a partir de la presentación ante el Directorio)
29 de junio de 2004
9 de diciembre de 2004
US$ 159.67 millones
N/A
2004
US$ 75.12 millones
C
No aplicable
31 de julio de 2012
BANK APPROVED
15 de enero de 2013
Finanzas
Financiamiento (millones de US$)
Financiamiento total del proyecto (millones de US$)
| Línea de productos | BIRF/AIF |
|---|---|
| Compromiso del BIRF | 75.12 |
| Compromiso de la AIF | No Disponible |
| Compromiso del BIRF + AIF | 75.12 |
| Instrumento de Financiamiento | |
|---|---|
| Monto a título de donación | No Disponible |
| Costo total del proyecto** | 159.67 |
Resumen del financiamiento del Banco Mundial (millones de US$) al 31 de julio de 2025
No hay datos disponibles.
Actividad financiera detallada al 31 de julio de 2025
No hay datos disponibles.
Ratings
CALIFICACIONES DE LA EJECUCIÓN
| Name | Review | Date |
|---|---|---|
| Overall Safeguards Rating | Satisfactory | 2012-07-27 |
| Overall Implementation Progress (IP) | Satisfactory | 2012-07-27 |
| Procurement | Moderately Satisfactory | 2012-07-27 |
| Project Management | Satisfactory | 2012-07-27 |
| Progress towards achievement of PDO | Satisfactory | 2012-07-27 |
| Counterpart Funding | Highly Satisfactory | 2012-07-27 |
| Financial Management | Satisfactory | 2012-07-27 |
| Monitoring and Evaluation | Satisfactory | 2012-07-27 |
| Overall Safeguards Rating | Satisfactory | 2012-07-27 |
CALIFICACIONES DE LA TERMINACIÓN
| INDICADOR | INFORME DE LA TERMINACIÓN DE LA EJECUCIÓN Y DE RESULTADOS: 01-31-2013 |
|---|---|
| Resultados | Substantial |
| Riesgo para los resultados de desarrollo | Modest |
| Desempeño del Banco | Moderately Satisfactory |
| Desempeño del prestatario | Substantial |
| Desempeño del Gobierno | Substantial |
| Organismo Ejecutor | Substantial |
CALIFICACIONES DE EVALUACIONES INDEPENDIENTES
| INDICADOR | REVISIÓN DEL ICR: 10-14-2014 | INFORME DE LA EVALUACIÓN DEL DESEMPEÑO DEL PROYECTO: |
|---|---|---|
| Calificación De Los Resultados | Satisfactory | N/a |
| Riesgo Para Los Resultados De Desarrollo | Moderate | N/a |
| Desempeño Del Banco | Moderately Satisfactory | N/a |
| Desempeño Del Prestatario | Moderately Satisfactory | N/a |
| Desempeño Del Gobierno | Moderately Satisfactory | N/a |
| Organismo Ejecutor | Moderately Satisfactory | N/a |
| Calidad Del Ife | Satisfactory | N/a |
| Calidad De Sye | Substantial | N/a |
Marco de resultados
INDICADORES DE OBJETIVOS DE DESARROLLO DE PROYECTOS
| INDICATOR | LÍNEA DE REFERENCIA | EN CURSO | OBJETIVO |
|---|
About 200 entities assisted by the project either certified by CNBV (the regulatory agency), or identified for liquidation Valor 370 entities already being assisted under the para 517 entities assisted. 112 entities certified, 70 45 new entities received TA; TA completed for all Fecha 9 de diciembre de 2004 14 de junio de 2012 31 de julio de 2012 Comentar The institutions certified cover 75% of the sector in terms of assets and members. This value is expected to reach 90% by the endof 2012. Because of changes in the law, 210 institutions are no longer required to obtain certification as they are below thelegal threshold. Procedures for liquidation of identified unviable entities initiated by the government Valor About 25-30 entities expected to be liquidated/ me 12 entities merged and 4 liquidated. Identified entities either liquidated or in the pr Fecha 9 de diciembre de 2004 28 de junio de 2012 31 de julio de 2012 Comentar Work is expected to accelerate, due to the Law deadline to request certification by December 2012, but whether this objective willbe achieved will depend on whether this deadline set by the law will be enforced. Deposit Protection Fund established for the SCI sector Valor No deposit protection fund exists for the SCI sect There are twoprotection funds: onefor cooperativ A deposit protection fund established with "seed" Fecha 9 de diciembre de 2004 28 de junio de 2012 31 de diciembre de 2009 Comentar Technology platform being funded under the project through BANSEEFI is embraced by about 100 SCI entities Valor Some form of platform is available in very few, la 372 At least 45% market penetration is achieved: about Fecha 9 de diciembre de 2004 28 de junio de 2012 31 de julio de 2012 Comentar This number includes all entities that use the platform for distribution ofgovernment transfers,remittancesandcorrespondentbanking. About 90 institutions have adopted the Core Banking while the other institutions (282) use variouselements, including La@Redde la Gente or the Oportunidades program. The auxiliary supervision process carried out by the Supervision Committees, and overseen by CNBV, are satisfactory Valor Under the Phase I, some Supervision Committes have Supervision Committees and CNBV functioning effic Fecha 9 de diciembre de 2004 7 de febrero de 2011 31 de diciembre de 2009 Comentar With the new cooperative law, one expects to see a restructuring of the supervision structure. While some existing committees maydisintegrate, new ones at the regional level will be formed. The training and capacity building of the supervisory cadre under theproject will continue to benefit the sector. The sector membership in the cooperative entities increases from 4 million to about 9 million. Valor At start of this project, the membership was about Membership of the sector is about 10.1 million The sector has about 9 million members by December Fecha 1 de junio de 2004 28 de junio de 2012 31 de diciembre de 2009 Comentar This number includes 8.6 million members of SCIs + 1.5 million Bansefi but does not include some 9.5 Oportunidades beneficiaries. Volume of Bank Support: Institutional Development - Microfinance Valor 0.00 180000000.00 177400000.00 Fecha 30 de junio de 2012 31 de julio de 2012 Comentar Based on the retrofitting exercise for core indicators Volume of Bank Support: Enabling Environment - Microfinance Valor 0.00 45000000.00 45000000.00 Fecha 30 de junio de 2012 31 de julio de 2012 Comentar Based on the retrofitting exercise for core indicators
INDICADORES DE RESULTADOS INTERMEDIOS
| INDICATOR | LÍNEA DE REFERENCIA | EN CURSO | OBJETIVO |
|---|
Documentation for certification (or recommendation for liquidation) prepared for the participating entities and submitted to CNBV Valor No documentation existed as this is required under Documentation for certification prepared for all p Documentation relating to all entities completed a Fecha 9 de diciembre de 2004 30 de junio de 2012 31 de julio de 2012 Comentar Technology platform developed under the project tested, validated, and endorsed by the SCI sector entities Valor There is no integrated technology platform in any Technology platformhas been rolled outnationally The technology platform is rolled out nationally t Fecha 9 de diciembre de 2004 28 de junio de 2012 31 de julio de 2012 Comentar